2026 Rates102 Plan options
Plan Explorer
This explorer covers 102 open-scheme plans + 6 GEMS = 108: the five open schemes (Discovery, Bonitas, Bestmed, Momentum and Fedhealth) are listed below with their 2026 price for one adult, and GEMS, which is only for government employees, has its own 6-plan section. Pick a plan to see its full contributions and benefits.
Set your family size and gross monthly income, filter by scheme or category, sort by cheapest cost for your family, and pin up to 3 plans to compare side-by-side.
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All 102 open-scheme plans and 2026 prices
Monthly contribution for one adult (a main member with no dependants). Plans that charge by income show the lowest income band; open the plan for every band.
Discovery plans (25)
- Discovery ExecutivePremiumR9,254 / month
- Discovery Classic ComprehensiveComprehensiveR7,528 / month
- Discovery Classic Smart ComprehensiveComprehensiveR7,290 / month
- Discovery Classic PriorityComprehensiveR4,649 / month
- Discovery Essential PriorityComprehensiveR4,528 / month
- Discovery Classic SaverSaverR3,880 / month
- Discovery Classic Delta SaverSaverR3,100 / month
- Discovery Essential SaverSaverR3,498 / month
- Discovery Essential Delta SaverSaverR2,790 / month
- Discovery Coastal SaverSaverR3,484 / month
- Discovery Classic Smart SaverSaverR3,115 / month
- Discovery Essential Smart SaverSaverR2,557 / month
- Discovery Classic SmartSmartR3,018 / month
- Discovery Essential SmartSmartR2,161 / month
- Discovery Essential Dynamic SmartSmartR1,797 / month
- Discovery Active SmartSmartR1,350 / month
- Discovery Classic CoreHospitalR3,905 / month
- Discovery Classic Delta CoreHospitalR3,126 / month
- Discovery Essential CoreHospitalR3,356 / month
- Discovery Essential Delta CoreHospitalR2,681 / month
- Discovery Coastal CoreHospitalR3,250 / month
- Discovery KeyCare PlusEntryfrom R1,961 / month
- Discovery KeyCare CoreEntryfrom R1,490 / month
- Discovery KeyCare StartEntryfrom R1,436 / month
- Discovery KeyCare Start RegionalEntryfrom R1,278 / month
Bonitas plans (16)
- Bonitas BonComprehensivePremiumR12,509 / month
- Bonitas BonCompleteComprehensiveR6,614 / month
- Bonitas BonClassicSaverR8,238 / month
- Bonitas BonSaveSaverR4,047 / month
- Bonitas BonPrimeSaverR3,255 / month
- Bonitas BonFitSaverR2,698 / month
- Bonitas StandardDay-to-DayR5,929 / month
- Bonitas Standard SelectDay-to-DayR5,431 / month
- Bonitas PrimaryDay-to-DayR3,588 / month
- Bonitas Hospital StandardHospitalR3,561 / month
- Bonitas BonEssentialHospitalR2,747 / month
- Bonitas BonEssential SelectHospitalR2,345 / month
- Bonitas BonStartEntryR1,603 / month
- Bonitas BonStart PlusEntryR2,040 / month
- Bonitas BonCoreEntryR1,275 / month
- Bonitas BonCapEntryfrom R1,730 / month
Bestmed plans (14)
- Bestmed Beat1 NetworkHospitalR2,269 / month
- Bestmed Beat1HospitalR2,523 / month
- Bestmed Beat2 NetworkSaverR2,775 / month
- Bestmed Beat2SaverR3,084 / month
- Bestmed Beat3 NetworkSaverR4,062 / month
- Bestmed Beat3SaverR4,514 / month
- Bestmed Beat4SaverR7,365 / month
- Bestmed Beat3 PlusComprehensiveR5,042 / month
- Bestmed Pace1ComprehensiveR5,934 / month
- Bestmed Pace2ComprehensiveR8,766 / month
- Bestmed Pace3ComprehensiveR10,064 / month
- Bestmed Pace4PremiumR12,572 / month
- Bestmed Rhythm1Entryfrom R1,736 / month
- Bestmed Rhythm2Entryfrom R2,747 / month
Momentum plans (23)
- Momentum EvolveHospitalR2,029 / month
- Momentum Custom — Any/AnyHospitalR4,472 / month
- Momentum Custom — Any/AssocHospitalR3,953 / month
- Momentum Custom — Any/StateHospitalR3,295 / month
- Momentum Custom — Assoc/AnyHospitalR3,749 / month
- Momentum Custom — Assoc/AssocHospitalR3,334 / month
- Momentum Custom — Assoc/StateHospitalR2,585 / month
- Momentum Incentive — Any/AnySaverR6,030 / month
- Momentum Incentive — Any/AssocSaverR5,149 / month
- Momentum Incentive — Any/StateSaverR4,179 / month
- Momentum Incentive — Assoc/AnySaverR5,333 / month
- Momentum Incentive — Assoc/AssocSaverR4,731 / month
- Momentum Incentive — Assoc/StateSaverR3,362 / month
- Momentum Extender — Any/AnyComprehensiveR11,472 / month
- Momentum Extender — Any/AssocComprehensiveR10,079 / month
- Momentum Extender — Any/StateComprehensiveR9,017 / month
- Momentum Extender — Assoc/AnyComprehensiveR10,088 / month
- Momentum Extender — Assoc/AssocComprehensiveR9,081 / month
- Momentum Extender — Assoc/StateComprehensiveR7,939 / month
- Momentum SummitPremiumR16,469 / month
- Momentum IngweEntryfrom R645 / month
- Momentum Ingwe ConnectEntryfrom R1,079 / month
- Momentum Ingwe AnyEntryfrom R645 / month
Fedhealth plans (24)
- Fedhealth flexiFED Savvy — HospitalHospitalR1,155 / month
- Fedhealth flexiFED 1 — HospitalHospitalR2,630 / month
- Fedhealth flexiFED 1 Elect — HospitalHospitalR2,051 / month
- Fedhealth flexiFED 2 — HospitalHospitalR4,147 / month
- Fedhealth flexiFED 2 GRID — HospitalHospitalR3,719 / month
- Fedhealth flexiFED 2 Elect — HospitalHospitalR3,104 / month
- Fedhealth flexiFED 3 — HospitalHospitalR4,946 / month
- Fedhealth flexiFED 3 GRID — HospitalHospitalR4,436 / month
- Fedhealth flexiFED 3 Elect — HospitalHospitalR3,705 / month
- Fedhealth flexiFED Savvy — SavingsSaverR1,604 / month
- Fedhealth flexiFED 1 — SavingsSaverR3,062 / month
- Fedhealth flexiFED 1 Elect — SavingsSaverR2,490 / month
- Fedhealth flexiFED 2 — SavingsSaverR4,845 / month
- Fedhealth flexiFED 2 Elect — SavingsSaverR3,810 / month
- Fedhealth flexiFED 3 — SavingsSaverR5,785 / month
- Fedhealth flexiFED 3 Elect — SavingsSaverR4,550 / month
- Fedhealth flexiFED 4 — HospitalComprehensiveR6,620 / month
- Fedhealth flexiFED 4 GRID — HospitalComprehensiveR5,931 / month
- Fedhealth flexiFED 4 Elect — HospitalComprehensiveR4,958 / month
- Fedhealth flexiFED 4 — SavingsComprehensiveR7,941 / month
- Fedhealth flexiFED 4 Elect — SavingsComprehensiveR6,285 / month
- Fedhealth maxima EXECComprehensiveR12,273 / month
- Fedhealth maxima PLUSPremiumR19,393 / month
- Fedhealth myFEDEntryfrom R1,719 / month
Government employee? See the 6 GEMS plans and subsidy calculator →