Momentum Ingwe medical aid (2026)
Momentum Ingwe is an entry-level medical aid plan from Momentum Health. In 2026 it costs R645 a month for a main member, R645 per adult dependant and R581 per child on the lowest income band; the table below shows every band.
Source: Momentum Health 2026 published contributions (Momentum Health website)Last reviewed
Contributions
| Income band | Main | Adult | Child |
|---|---|---|---|
| R0 – R1,550 | R645 | R645 | R581 |
| R1,551 – R9,400 | R1,425 | R1,425 | R652 |
| R9,401 – R12,500 | R1,814 | R1,814 | R680 |
| R12,501 – R18,000 | R2,492 | R2,492 | R733 |
| R18,001 – R23,500 | R3,576 | R3,576 | R1,053 |
| R23,501 – ∞ | R3,590 | R3,590 | R1,058 |
Dependant rules: max no cap children, each under 21.
In-hospital
- Hospital network
- Ingwe network hospitals; State hospitals for non-network admissions.
- Specialist rate
- Network specialist arrangements.
- Specialist payment gap
- Not covered.
Day-to-day
- Day-to-day benefits
- GP visits via Ingwe DSP network.
- Savings account (MSA)
- —
- Above-Threshold Benefit
- Not offered.
Chronic & specialised
- Chronic conditions
- CDL conditions via DSP network.
- Specialised medicines
- Limited.
Oncology & innovation
- Oncology
- Network oncology programme.
- Innovation / advanced illness
- Not covered.
Maternity & mental health
- Maternity programme
- Maternity programme.
- Mental wellbeing
- Mental wellbeing programme; CDL mental conditions at PMB level.
Wellness & extras
- Wellness programme
- Multiply Wellness programme (optional separate subscription).
- Africa evacuation
- Emergency evacuation in sub-Saharan Africa via Momentum Multiply.
- International travel
- Not covered.
- ART (assisted reproductive)
- Not covered.
FAIS Disclaimer
This tool is for educational and informational purposes only. It does not constitute financial advice. Consult a registered financial adviser (FSP) before making any medical aid decision. Contributions shown are current-year (2026) figures from official scheme sources.
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Frequently Asked Questions
Momentum Ingwe is priced by income. On the lowest income band it costs R645 a month for the main member, R645 per adult dependant and R581 per child in 2026. Higher bands cost more; see the contributions table on this page.
Our 2026 data lists no medical savings account for Momentum Ingwe. Day-to-day cover on this plan: GP visits via Ingwe DSP network.
Momentum Ingwe uses the Network hospital network. A named list of hospitals. Planned admissions elsewhere are paid at a reduced rate or not at all. Ingwe network hospitals; State hospitals for non-network admissions.