Calculators
53 free calculators for tax, debt, property, savings, employment, business, and cost of living. No sign-up. Runs entirely in your browser. Check the salary after tax table to see take-home pay at a glance.
Running a company? Use the small business tax calculator to see your SBC tax rates for the current year.
Comparing tools? See the best free income tax calculators for South Africa (2026/27).
SARS Tax Refund Calculator
Estimate your SARS tax refund or amount owed from your annual income, PAYE and deductions.
Income Tax Calculator
Calculate your South African income tax, PAYE, and take-home pay.
Bonus Tax Calculator
Find out how much tax you pay on your bonus or 13th cheque, and what reaches your bank account.
Tax Bracket Calculator
Find your income tax bracket, marginal rate and effective rate, and how much more income moves you into the next bracket.
Rental Income Tax Calculator
Work out the tax on your rental income after allowable expenses, added to your other income.
Interest Tax Calculator
Find out how much tax you pay on savings and fixed deposit interest after the annual exemption.
Company Car Tax Calculator
Work out the monthly fringe benefit on a company car or travel allowance and the extra PAYE you pay.
Transfer Duty Calculator
Calculate transfer duty on South African property purchases.
Capital Gains Tax Calculator
Calculate capital gains tax on asset disposals in South Africa.
Medical Tax Credits Calculator
Calculate your Section 6A and 6B medical tax credits.
Retirement Tax Calculator
Calculate retirement contribution deductions and lump sum tax.
Small Business Tax Calculator South Africa
Calculate tax for qualifying Small Business Corporations.
VAT Calculator South Africa
Add or remove 15% VAT from any amount instantly.
Traveller Duty & Allowance Calculator
Work out what you can bring into South Africa duty-free and what you will owe on the rest.
Two-Pot Withdrawal Calculator
Estimate the tax on a two-pot retirement savings withdrawal.
Provisional Tax Calculator
Calculate your IRP6 provisional tax payments for each period.
Donations Tax Calculator
Calculate donations tax on gifts exceeding R150,000 per year.
Tax Emigration Calculator
Work out the capital gains tax and retirement fund tax you may face when you stop being a South African tax resident.
Foreign Employment Income Calculator
Find out how much of your pay from working abroad is tax-free in South Africa, and what credit you get for tax paid there.
Salary and Pension Tax Shortfall Calculator
Estimate combined tax and the PAYE gap on salary plus your own or a spouse’s recurring pension.
Debt & Credit
View all debt & credit →Car Finance Calculator
Calculate your monthly vehicle finance instalment with NCA fees and balloon payment.
Personal Loan Calculator
Calculate personal loan repayments with NCA-regulated fees and rate warnings.
Credit Card Payoff Calculator
See how long it takes to pay off your credit card and compare payoff strategies.
Car Settlement Calculator
Estimate your early vehicle settlement: Rule of 78 vs actuarial method.
Debt Consolidation Calculator
Compare snowball, avalanche, and consolidation strategies for multiple debts.
Affordability Calculator
Check your debt-to-income ratio and how much additional credit you can afford.
Property
View all property →Bond Calculator
Calculate your home loan repayment and see how extra payments save interest.
Bond Registration Cost Calculator
Estimate attorney and deeds office fees to register your home loan bond.
Property Transfer Cost Calculator
See the total once-off costs of buying property: transfer duty, attorney fees, and bond registration.
Rent vs Buy Calculator
Compare renting vs buying over 5-30 years with full cost analysis.
Rental Yield Calculator
Calculate gross yield, net yield, and cash-on-cash return for investment property.
Municipal Rates Calculator
Estimate monthly municipal property rates for the 6 major metros.
Savings & Investments
View all savings & investments →Compound Interest Calculator
See how your money grows over time with compound interest.
Retirement Projection Calculator
Project your retirement fund balance and monthly income at retirement.
TFSA Calculator
Project your Tax-Free Savings Account growth and contribution room.
Fixed Deposit Calculator
Calculate fixed deposit returns after interest tax and exemptions.
Education Savings Calculator
Plan for university fees with education inflation and savings projections.
Emergency Fund Calculator
Calculate your emergency fund target and how long it takes to build.
Employment
View all employment →Salary to Hourly Converter
Convert your salary between hourly, daily, weekly, monthly, and annual.
UIF Benefit Calculator
Estimate your UIF unemployment benefits, duration, and total payout.
Retrenchment Package Calculator
Estimate your retrenchment package: severance, notice pay, leave payout, and tax.
Overtime Calculator
Calculate overtime pay under the BCEA: 1.5× weekday, 2× Sunday and public holidays.
Leave Days Calculator
Check your BCEA leave entitlements: annual, sick, and family responsibility leave.
Cost of Living
View all cost of living →Electricity Cost Calculator
Estimate your monthly electricity cost based on kWh usage and tariff type.
Inflation Impact Calculator
See how inflation erodes your money's purchasing power over time.
Solar Savings Calculator
Calculate how long a solar system takes to pay for itself.
Fuel Cost Calculator
Calculate fuel cost per trip using current SA regulated prices.
Vehicle Total Cost Calculator
Calculate the true monthly cost of owning a vehicle: finance + fuel + insurance + maintenance.
Household Budget Calculator
Budget your expenses using the 50/30/20 framework for South Africa.
Currency Converter (ZAR + Top 10 Currencies)
Convert ZAR to USD, EUR, GBP, JPY, AUD, CAD, CHF, CNY, INR — and back — using live ECB rates.