Momentum Summit medical aid (2026)
Momentum Summit is a premium medical aid plan from Momentum Health. In 2026 it costs R16,469 a month for a main member, R13,075 per adult dependant and R3,756 per child.
Source: Momentum Health 2026 published contributions (Momentum Health website)Last reviewed
Contributions
Main member
R16,469
Adult dependant
R13,075
Child dependant
R3,756
Dependant rules: max 3 children, each under 21.
In-hospital
- Hospital network
- Any private hospital, unlimited.
- Specialist rate
- Up to 300% of Momentum Health Rate in hospital.
- Specialist payment gap
- Specialist Payment Gap cover.
Day-to-day
- Day-to-day benefits
- Unlimited day-to-day after threshold benefit.
- Savings account (MSA)
- Above Threshold Benefit (HealthSaver optional separately).
- Above-Threshold Benefit
- Unlimited ATB.
Chronic & specialised
- Chronic conditions
- CDL + 35 additional chronic conditions.
- Specialised medicines
- Specialised Medicine Benefit.
Oncology & innovation
- Oncology
- Unlimited oncology with extended programme.
- Innovation / advanced illness
- Advanced Illness Benefit including immunotherapy.
Maternity & mental health
- Maternity programme
- Comprehensive maternity programme.
- Mental wellbeing
- Mental wellbeing programme; CDL mental conditions at PMB level.
Wellness & extras
- Wellness programme
- Multiply Wellness programme (optional separate subscription).
- Africa evacuation
- Emergency evacuation in sub-Saharan Africa via Momentum Multiply.
- International travel
- International travel benefit included.
- ART (assisted reproductive)
- Limited ART benefit on Summit only.
FAIS Disclaimer
This tool is for educational and informational purposes only. It does not constitute financial advice. Consult a registered financial adviser (FSP) before making any medical aid decision. Contributions shown are current-year (2026) figures from official scheme sources.
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Frequently Asked Questions
Momentum Summit costs R16,469 a month for the main member, R13,075 per adult dependant and R3,756 per child in 2026. Up to 3 children are charged, each under 21.
Above Threshold Benefit (HealthSaver optional separately).
Momentum Summit uses the Any hospital network. Any private hospital — your choice is not limited to a named list. Some plans still charge a fixed co-payment on planned admissions, so check the plan’s own hospital benefit. Any private hospital, unlimited.