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Fedhealth maxima PLUS medical aid (2026)

Fedhealth maxima PLUS is a premium medical aid plan from Fedhealth Medical Scheme. In 2026 it costs R19,393 a month for a main member, R16,739 per adult dependant and R5,992 per child.

Source: Fedhealth Medical Scheme 2026 published contributions (Fedhealth website)Last reviewed

Contributions

Main member

R19,393

Adult dependant

R16,739

Child dependant

R5,992

Annual savings (main member):R7,728

Dependant rules: max 3 children, each under 27.

In-hospital

Hospital network
Any private hospital, unlimited.
Specialist rate
Up to 300% of Fedhealth Rate in hospital.
Specialist payment gap
Specialist Payment Gap cover.

Day-to-day

Day-to-day benefits
Unlimited day-to-day after threshold benefit.
Savings account (MSA)
MSA credited annually.
Above-Threshold Benefit
Unlimited ATB.

Chronic & specialised

Chronic conditions
CDL + 36 additional chronic conditions.
Specialised medicines
Specialised Medicine Benefit.

Oncology & innovation

Oncology
Unlimited oncology with extended programme.
Innovation / advanced illness
Advanced Illness Benefit including immunotherapy and biologics.

Maternity & mental health

Maternity programme
Comprehensive maternity programme.
Mental wellbeing
Mental wellbeing programme; CDL mental conditions at PMB level.

Wellness & extras

Wellness programme
Fedhealth Wellness programme: free annual health screenings.
Africa evacuation
Emergency evacuation in sub-Saharan Africa.
International travel
International travel cover.
ART (assisted reproductive)
Limited ART benefit on maxima PLUS only.

FAIS Disclaimer

This tool is for educational and informational purposes only. It does not constitute financial advice. Consult a registered financial adviser (FSP) before making any medical aid decision. Contributions shown are current-year (2026) figures from official scheme sources.

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