Momentum Incentive — Assoc/State medical aid (2026)
Momentum Incentive — Assoc/State is a savings-account (saver) medical aid plan from Momentum Health. In 2026 it costs R3,362 a month for a main member, R2,653 per adult dependant and R1,290 per child.
Source: Momentum Health 2026 published contributions (Momentum Health website)Last reviewed
Contributions
Main member
R3,362
Adult dependant
R2,653
Child dependant
R1,290
Dependant rules: max 3 children, each under 21.
In-hospital
- Hospital network
- Momentum Associated network hospitals.
- Specialist rate
- 100% of Momentum Health Rate in hospital.
- Specialist payment gap
- Not covered.
Day-to-day
- Day-to-day benefits
- MSA only; no ATB.
- Savings account (MSA)
- MSA credited annually.
- Above-Threshold Benefit
- Not offered.
Chronic & specialised
- Chronic conditions
- CDL + 23 additional chronic conditions.
- Specialised medicines
- Specialised Medicine Benefit.
Oncology & innovation
- Oncology
- Full oncology at scheme rate.
- Innovation / advanced illness
- Limited.
Maternity & mental health
- Maternity programme
- Maternity programme.
- Mental wellbeing
- Mental wellbeing programme; CDL mental conditions at PMB level.
Wellness & extras
- Wellness programme
- Multiply Wellness programme (optional separate subscription).
- Africa evacuation
- Emergency evacuation in sub-Saharan Africa via Momentum Multiply.
- International travel
- Not covered.
- ART (assisted reproductive)
- Not covered.
FAIS Disclaimer
This tool is for educational and informational purposes only. It does not constitute financial advice. Consult a registered financial adviser (FSP) before making any medical aid decision. Contributions shown are current-year (2026) figures from official scheme sources.
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Frequently Asked Questions
Momentum Incentive — Assoc/State costs R3,362 a month for the main member, R2,653 per adult dependant and R1,290 per child in 2026. Up to 3 children are charged, each under 21.
MSA credited annually. The main-member savings allocation is R4,032 a year.
Momentum Incentive — Assoc/State uses the Associated hospital network. A mid-sized hospital list, broader than a Delta network but not unrestricted. Momentum Associated network hospitals.