Discovery KeyCare Start medical aid (2026)
Discovery KeyCare Start is an entry-level medical aid plan from Discovery Health Medical Scheme. In 2026 it costs R1,436 a month for a main member, R1,436 per adult dependant and R875 per child on the lowest income band; the table below shows every band.
Source: Discovery Health Medical Scheme 2026 published contributions (Discovery Health website)Last reviewed
Contributions
| Income band | Main | Adult | Child |
|---|---|---|---|
| R0 – R10,950 | R1,436 | R1,436 | R875 |
| R10,951 – R16,550 | R2,107 | R2,107 | R947 |
| R16,551 – R25,150 | R3,306 | R3,306 | R992 |
| R25,151 – ∞ | R3,765 | R3,765 | R1,024 |
Dependant rules: max 3 children, each under 21.
In-hospital
- Hospital network
- KeyCare network hospitals only (entry-level).
- Specialist rate
- KeyCare DSP specialist network.
- Specialist payment gap
- Not covered.
Day-to-day
- Day-to-day benefits
- Basic GP, optometry, dentistry via KeyCare Start network.
- Savings account (MSA)
- —
- Above-Threshold Benefit
- Not offered.
Chronic & specialised
- Chronic conditions
- CDL conditions via KeyCare DSP network.
- Specialised medicines
- Limited.
Oncology & innovation
- Oncology
- KeyCare oncology programme.
- Innovation / advanced illness
- Not covered.
Maternity & mental health
- Maternity programme
- KeyCare maternity programme.
- Mental wellbeing
- Counselling and psychiatry per plan limits; chronic mental illness on CDL list at PMB level.
Wellness & extras
- Wellness programme
- Vitality programme (optional separate subscription, not a scheme benefit).
- Africa evacuation
- Emergency evacuation in sub-Saharan Africa via Discovery 911.
- International travel
- Not covered.
- ART (assisted reproductive)
- Not covered.
FAIS Disclaimer
This tool is for educational and informational purposes only. It does not constitute financial advice. Consult a registered financial adviser (FSP) before making any medical aid decision. Contributions shown are current-year (2026) figures from official scheme sources.
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Frequently Asked Questions
Discovery KeyCare Start is priced by income. On the lowest income band it costs R1,436 a month for the main member, R1,436 per adult dependant and R875 per child in 2026. Higher bands cost more; see the contributions table on this page.
Our 2026 data lists no medical savings account for Discovery KeyCare Start. Day-to-day cover on this plan: Basic GP, optometry, dentistry via KeyCare Start network.
Discovery KeyCare Start uses the KeyCare hospital network. The scheme KeyCare hospital and GP network, used by its income-banded entry plans. KeyCare network hospitals only (entry-level).