Discovery medical aid plans and prices
Every Discovery option for 2026, from R1,278 a month for a main member on the lowest income band, with contributions for adult and child dependants. Discovery Health Medical Scheme pays providers at the Discovery Health Rate (DHR).
Source: Discovery Health Medical Scheme 2026 published contributions (Discovery Health website)Last reviewed
- 2026 contributions from
- R1,278/ month
- on the lowest income band
- Plan options
- 25
- Pays providers at
- Discovery Health Rate (DHR)
2026 monthly contributions
Contributions are per person per month. Where a plan charges by income, the range covers the lowest to the highest salary band.
| Plan | Main | Adult | Child |
|---|---|---|---|
| Premium | |||
| ExecutiveAny | R9,254 | R9,254 | R1,769 |
| Comprehensive | |||
| Classic ComprehensiveAny | R7,528 | R7,119 | R1,502 |
| Classic Smart Comprehensive | R7,290 | R6,732 | R1,702 |
| Classic PriorityAny | R4,649 | R3,667 | R1,859 |
| Essential PriorityAny | R4,528 | R3,561 | R1,808 |
| Saver | |||
| Classic SaverAny | R3,880 | R3,060 | R1,555 |
| Classic Delta SaverDelta | R3,100 | R2,450 | R1,245 |
| Essential SaverAny | R3,498 | R2,623 | R1,401 |
| Essential Delta SaverDelta | R2,790 | R2,106 | R1,119 |
| Coastal SaverCoastal | R3,484 | R2,620 | R1,401 |
| Classic Smart Saver | R3,115 | R2,641 | R1,302 |
| Essential Smart Saver | R2,557 | R2,185 | R832 |
| Hospital | |||
| Classic CoreAny | R3,905 | R3,083 | R1,562 |
| Classic Delta CoreDelta | R3,126 | R2,465 | R1,250 |
| Essential CoreAny | R3,356 | R2,517 | R1,347 |
| Essential Delta CoreDelta | R2,681 | R2,018 | R1,076 |
| Coastal CoreCoastal | R3,250 | R2,438 | R1,291 |
| Smart | |||
| Classic Smart | R3,018 | R2,381 | R1,205 |
| Essential Smart | R2,161 | R2,161 | R2,161 |
| Essential Dynamic Smart | R1,797 | R1,797 | R1,797 |
| Active Smart | R1,350 | R1,350 | R1,350 |
| Entry | |||
| KeyCare PlusKeyCare | R1,961 – R3,980 | R1,961 – R3,980 | R713 – R1,064 |
| KeyCare CoreKeyCare | R1,490 – R2,845 | R1,490 – R2,845 | R390 – R645 |
| KeyCare StartKeyCare | R1,436 – R3,765 | R1,436 – R3,765 | R875 – R1,024 |
| KeyCare Start RegionalRegional | R1,278 – R3,430 | R1,278 – R3,430 | R769 – R961 |
Choosing a Discovery plan
All plans: 3 children max (under 21). KeyCare plans are income-banded and network-only.
Price is only half the decision. A cheaper plan usually means a smaller hospital network, less day-to-day cover, or both. Open a plan above for its benefits, or put two or three side by side to see where they differ.
Other schemes
Frequently Asked Questions
There are 25 Discovery plan options in our 2026 data.
Discovery KeyCare Start Regional at R1,278 a month for a main member on the lowest income or salary band. The most expensive is Discovery Executive at R9,254.
Discovery Health Medical Scheme pays providers at the Discovery Health Rate (DHR). All plans: 3 children max (under 21). KeyCare plans are income-banded and network-only.
FAIS Disclaimer
This tool is for educational and informational purposes only. It does not constitute financial advice. Consult a registered financial adviser (FSP) before making any medical aid decision. Contributions shown are current-year (2026) figures from official scheme sources.