Discovery KeyCare Plus medical aid (2026)
Discovery KeyCare Plus is an entry-level medical aid plan from Discovery Health Medical Scheme. In 2026 it costs R1,961 a month for a main member, R1,961 per adult dependant and R713 per child on the lowest income band; the table below shows every band.
Source: Discovery Health Medical Scheme 2026 published contributions (Discovery Health website)Last reviewed
Contributions
| Income band | Main | Adult | Child |
|---|---|---|---|
| R0 – R10,250 | R1,961 | R1,961 | R713 |
| R10,251 – R16,600 | R2,695 | R2,695 | R760 |
| R16,601 – ∞ | R3,980 | R3,980 | R1,064 |
Dependant rules: max 3 children, each under 21.
In-hospital
- Hospital network
- KeyCare network hospitals only.
- Specialist rate
- KeyCare DSP specialist network.
- Specialist payment gap
- Not covered.
Day-to-day
- Day-to-day benefits
- GP visits via KeyCare DSP, basic dentistry and optometry.
- Savings account (MSA)
- —
- Above-Threshold Benefit
- Not offered.
Chronic & specialised
- Chronic conditions
- CDL conditions via KeyCare DSP network.
- Specialised medicines
- Limited.
Oncology & innovation
- Oncology
- KeyCare oncology programme.
- Innovation / advanced illness
- Not covered.
Maternity & mental health
- Maternity programme
- KeyCare maternity programme.
- Mental wellbeing
- Counselling and psychiatry per plan limits; chronic mental illness on CDL list at PMB level.
Wellness & extras
- Wellness programme
- Vitality programme (optional separate subscription, not a scheme benefit).
- Africa evacuation
- Emergency evacuation in sub-Saharan Africa via Discovery 911.
- International travel
- Not covered.
- ART (assisted reproductive)
- Not covered.
FAIS Disclaimer
This tool is for educational and informational purposes only. It does not constitute financial advice. Consult a registered financial adviser (FSP) before making any medical aid decision. Contributions shown are current-year (2026) figures from official scheme sources.
Compare Discovery KeyCare Plus with
Similar 2026 plans in the same category, closest in price first.
Frequently Asked Questions
Discovery KeyCare Plus is priced by income. On the lowest income band it costs R1,961 a month for the main member, R1,961 per adult dependant and R713 per child in 2026. Higher bands cost more; see the contributions table on this page.
Our 2026 data lists no medical savings account for Discovery KeyCare Plus. Day-to-day cover on this plan: GP visits via KeyCare DSP, basic dentistry and optometry.
Discovery KeyCare Plus uses the KeyCare hospital network. The scheme KeyCare hospital and GP network, used by its income-banded entry plans. KeyCare network hospitals only.