Bonitas BonCap medical aid (2026)
Bonitas BonCap is an entry-level medical aid plan from Bonitas Medical Fund. In 2026 it costs R1,730 a month for a main member, R1,730 per adult dependant and R815 per child on the lowest income band; the table below shows every band.
Source: Bonitas Medical Fund 2026 published contributions (Bonitas website)Last reviewed
Contributions
| Income band | Main | Adult | Child |
|---|---|---|---|
| R0 – R11,930 | R1,730 | R1,730 | R815 |
| R11,931 – R19,350 | R2,111 | R2,111 | R971 |
| R19,351 – R25,170 | R3,404 | R3,404 | R1,288 |
| R25,171 – ∞ | R4,177 | R4,177 | R1,585 |
Dependant rules: max 3 children, each under 21.
In-hospital
- Hospital network
- Bonitas network hospitals.
- Specialist rate
- 100% of Bonitas Rate in hospital.
- Specialist payment gap
- Not covered.
Day-to-day
- Day-to-day benefits
- Network GP visits, basic dentistry and optometry.
- Savings account (MSA)
- —
- Above-Threshold Benefit
- Not offered.
Chronic & specialised
- Chronic conditions
- CDL conditions via DSP network.
- Specialised medicines
- Limited.
Oncology & innovation
- Oncology
- Network oncology programme.
- Innovation / advanced illness
- Not covered.
Maternity & mental health
- Maternity programme
- Maternity programme.
- Mental wellbeing
- Counselling and psychiatry per plan limits; chronic mental conditions on CDL at PMB level.
Wellness & extras
- Wellness programme
- Bonitas Wellness Programme: free health screenings, maternity, paediatric and dental support.
- Africa evacuation
- Emergency evacuation in sub-Saharan Africa.
- International travel
- Not covered.
- ART (assisted reproductive)
- Not covered.
FAIS Disclaimer
This tool is for educational and informational purposes only. It does not constitute financial advice. Consult a registered financial adviser (FSP) before making any medical aid decision. Contributions shown are current-year (2026) figures from official scheme sources.
Compare Bonitas BonCap with
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Frequently Asked Questions
Bonitas BonCap is priced by income. On the lowest income band it costs R1,730 a month for the main member, R1,730 per adult dependant and R815 per child in 2026. Higher bands cost more; see the contributions table on this page.
Our 2026 data lists no medical savings account for Bonitas BonCap. Day-to-day cover on this plan: Network GP visits, basic dentistry and optometry.
Bonitas BonCap uses the Network hospital network. A named list of hospitals. Planned admissions elsewhere are paid at a reduced rate or not at all. Bonitas network hospitals.