Discovery Executive medical aid (2026)
Discovery Executive is a premium medical aid plan from Discovery Health Medical Scheme. In 2026 it costs R9,254 a month for a main member, R9,254 per adult dependant and R1,769 per child.
Source: Discovery Health Medical Scheme 2026 published contributions (Discovery Health website)Last reviewed
Contributions
Main member
R9,254
Adult dependant
R9,254
Child dependant
R1,769
Dependant rules: max 3 children, each under 21.
In-hospital
- Hospital network
- Any private hospital, unlimited cover at 300% of DHR.
- Specialist rate
- Up to 300% of DHR in hospital.
- Specialist payment gap
- Specialist Payment Gap cover (Premier).
Day-to-day
- Day-to-day benefits
- Above-Threshold Benefit (ATB) up to unlimited for day-to-day, after MSA.
- Savings account (MSA)
- Medical Savings Account credited annually at 25% of contributions.
- Above-Threshold Benefit
- Unlimited ATB for GP, dentistry, optometry within rules.
Chronic & specialised
- Chronic conditions
- CDL + 62 additional chronic conditions on Chronic Illness Benefit.
- Specialised medicines
- Specialised Medicine Benefit; full cover for approved high-cost drugs.
Oncology & innovation
- Oncology
- Unlimited oncology cover with extended programme.
- Innovation / advanced illness
- Advanced Illness Benefit including immunotherapy, robotic surgery (where approved).
Maternity & mental health
- Maternity programme
- Full antenatal classes, scans, and post-natal benefits.
- Mental wellbeing
- Counselling and psychiatry per plan limits; chronic mental illness on CDL list at PMB level.
Wellness & extras
- Wellness programme
- Vitality programme (optional separate subscription, not a scheme benefit).
- Africa evacuation
- Emergency evacuation in sub-Saharan Africa via Discovery 911.
- International travel
- International Travel Benefit included.
- ART (assisted reproductive)
- Assisted Reproductive Therapy benefit on Executive only.
FAIS Disclaimer
This tool is for educational and informational purposes only. It does not constitute financial advice. Consult a registered financial adviser (FSP) before making any medical aid decision. Contributions shown are current-year (2026) figures from official scheme sources.
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Frequently Asked Questions
Discovery Executive costs R9,254 a month for the main member, R9,254 per adult dependant and R1,769 per child in 2026. Up to 3 children are charged, each under 21.
Medical Savings Account credited annually at 25% of contributions. The main-member savings allocation is R36,327 a year.
Discovery Executive uses the Any hospital network. Any private hospital — your choice is not limited to a named list. Some plans still charge a fixed co-payment on planned admissions, so check the plan’s own hospital benefit. Any private hospital, unlimited cover at 300% of DHR.