Discovery Active Smart medical aid (2026)
Discovery Active Smart is a smart-network medical aid plan from Discovery Health Medical Scheme. In 2026 it costs R1,350 a month for a main member, R1,350 per adult dependant and R1,350 per child.
Source: Discovery Health Medical Scheme 2026 published contributions (Discovery Health website)Last reviewed
Contributions
Main member
R1,350
Adult dependant
R1,350
Child dependant
R1,350
Dependant rules: max 3 children, each under 21.
In-hospital
- Hospital network
- Smart Network hospitals at 100% of DHR.
- Specialist rate
- 100% of DHR in hospital.
- Specialist payment gap
- Not covered.
Day-to-day
- Day-to-day benefits
- Entry-level Smart: digital GP and acute medicine via network.
- Savings account (MSA)
- —
- Above-Threshold Benefit
- Not offered.
Chronic & specialised
- Chronic conditions
- CDL conditions only (27) via network.
- Specialised medicines
- Limited Specialised Medicine Benefit.
Oncology & innovation
- Oncology
- Full oncology at scheme rate.
- Innovation / advanced illness
- Advanced Illness Benefit applies.
Maternity & mental health
- Maternity programme
- Antenatal and post-natal benefits within Smart structure.
- Mental wellbeing
- Counselling and psychiatry per plan limits; chronic mental illness on CDL list at PMB level.
Wellness & extras
- Wellness programme
- Vitality programme (optional separate subscription, not a scheme benefit).
- Africa evacuation
- Emergency evacuation in sub-Saharan Africa via Discovery 911.
- International travel
- Not covered.
- ART (assisted reproductive)
- Not covered.
FAIS Disclaimer
This tool is for educational and informational purposes only. It does not constitute financial advice. Consult a registered financial adviser (FSP) before making any medical aid decision. Contributions shown are current-year (2026) figures from official scheme sources.
Compare Discovery Active Smart with
Similar 2026 plans in the same category, closest in price first.
Frequently Asked Questions
Discovery Active Smart costs R1,350 a month for the main member, R1,350 per adult dependant and R1,350 per child in 2026. Up to 3 children are charged, each under 21.
Our 2026 data lists no medical savings account for Discovery Active Smart. Day-to-day cover on this plan: Entry-level Smart: digital GP and acute medicine via network.
Discovery Active Smart uses the Smart hospital network. A small, fixed list of hospitals chosen to keep the contribution down. Smart Network hospitals at 100% of DHR.