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DiscoverySaverDelta
Classic Delta Saver
Discovery Health Medical Scheme · Discovery Health Rate (DHR)
Contributions
Main member
R 3 100
Adult dependant
R 2 450
Child dependant
R 1 245
Annual savings (main member):R 9 147
i
Dependant rules: max 3 children, under 21.
In-hospital
- Hospital network
- Delta network hospitals only at 100% of DHR.
- Specialist ratei
- 100% of DHR in hospital; specialists in hospital paid at scheme rate.
- Specialist payment gapi
- Not covered.
Day-to-day
- Day-to-day benefits
- Medical Savings Account only; no ATB.
- Savings account (MSA)i
- MSA credited at 25% of contributions annually.
- Above-Threshold Benefiti
- Not offered.
Chronic & specialised
- Chronic conditions
- CDL conditions only (27).
- Specialised medicines
- Specialised Medicine Benefit applies.
Oncology & innovation
- Oncology
- Full oncology at scheme rate.
- Innovation / advanced illness
- Advanced Illness Benefit applies.
Maternity & mental health
- Maternity programme
- Antenatal and post-natal benefits.
- Mental wellbeing
- Counselling and psychiatry per plan limits; chronic mental illness on CDL list at PMB level.
Wellness & extras
- Wellness programme
- Vitality programme (optional separate subscription, not a scheme benefit).
- Africa evacuation
- Emergency evacuation in sub-Saharan Africa via Discovery 911.
- International travel
- Not covered.
- ART (assisted reproductive)
- Not covered.
FAIS Disclaimer
This tool is for educational and informational purposes only. It does not constitute financial advice. Consult a registered financial adviser (FSP) before making any medical aid decision. Contributions shown are current-year (2026) figures from official scheme sources.